The one that got away

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The one that got away

It all began over a month ago when my wife and I stumbled upon an opportunity of a lifetime. Ramit Sethi, the renowned financial expert, was looking for couples to appear on his popular podcast, I Will Teach You To Be Rich. Despite our initial reservations about sharing our financial lives with the world, we decided to take the plunge, hoping to inspire others and receive invaluable coaching.

To our delight, we got accepted for an initial chat with Heather, Ramit’s podcast producer.

Despite our nerves, the Zoom call went exceedingly well. Heather appreciated our transparency and desire to be role models for fellow South East Asians, breaking the taboo around discussing personal finances. We were thrilled and scheduled our recording a couple of weeks later.

In preparation, Ramit’s team sent us a Conscious Spending Plan template to complete. This exercise brought us closer as a couple as we discussed our individual and shared financial goals. On the day of the recording, a daylight savings mix-up led to confusion, and we had to reschedule.

Two weeks later, with the time issue resolved, we found ourselves outside our local library, waiting for it to open at 9 am. I messaged Heather to let her know we’d be a few minutes late but received no response. When the library opened, I frantically set up my equipment and joined the Zoom call, only to realize we’d missed our chance. Ramit had already moved on due to his packed schedule (and pending Netflix show launch).

My disappointment was obvious, but we decided to make the most of our time.

With the meeting room booked for another 1.5 hours, we dove into our financial plans using Ramit’s IWT Conscious Spending Plan as a guide. This emotionally charged conversation helped us explore our money patterns and mindsets, and we emerged with a clearer vision for our future together.

Although we didn’t get to appear on Ramit’s podcast, this experience taught me invaluable lessons.


Always double-check time zones, especially when daylight savings is involved.Communication is key; ensure you reach out to the right person to avoid misunderstandings.Make the most of unexpected situations; turn disappointments into opportunities for growth.

Actionable Takeaways:

Use calendar invites for scheduling meetings, as it automatically adjusts for time zone changes.Keep a list of key contacts and their roles to avoid miscommunication in crucial moments.Schedule regular financial check-ins with your partner to maintain a healthy financial relationship and work towards common goals.

Use my Conscious Spending Plan to spend on the things that matter to you:

— Ramit Sethi (@ramit)
Apr 3, 2023


Clickbait thread hooks suck.

People use them because they get engagement.

But at what cost?

To win the long game, you need to prioritize value.

Here are 15 valuable hook formats that will get you likes, followers, credibility, AND make you feel good:

— Erica Schneider (@ericasmyname)
Sep 6, 2022


1/ Read: Generative Agents: Stanford’s Groundbreaking AI Study Simulates Authentic Human Behavior

So, some really smart people at Stanford University created this fascinating thing called Generative Agents. These are like computer programs that can act just like humans. They can remember stuff, think about why they do things, and make plans. They even use ChatGPT to talk like real people.

The researchers did an experiment where they put 25 of these agents in a virtual world that looks like a video game, like The Sims. Each agent had a different backstory and lived in this world for two days. Some amazing things happened during that time:

One of the agents threw a party, and it talked to other agents, who then invited even more friends. Together, they planned the whole event, which was super cool!

Some agents remembered things just like humans do, even adding extra details or seeing things from their own point of view.

The people who made the Generative Agents are also worried about some things that could happen. One concern is about “fake friendships” with these human-like computer programs. It’s like that movie from 2013 called “Her,” where the main character falls in love with an AI named Samantha living on his computer.

Another issue is that because these agents act like real people and can remember things for a long time, they might start doing important jobs that humans are better at. The researchers say we need to be careful when making these Generative Agents and ensure we have safety measures in place so things don’t go wrong.

2/ Watch: Are YouTube Podcasts kind of dumb?

Pat Flynn asked YouTube questions directly about YouTube Podcasts, and he got some answers to share with us. If you’re a podcaster, these are exciting, weird, and confusing times for sure. 

3/ Listen: A 6-Year Journey to 7 Figures by Not Productizing

“I think that while AI is coming for all of our lunches it’s coming for the productised end first because you have a very clearly defined list of deliverables and you point Chat GPT or whatever at it and it’s not going to take too long, I don’t think, for that to catch up and make the make the drop the price even further. So I think for anyone in an agency business, certainly something I spend a lot of time thinking about is: How is AI going to affect us? How do we incorporate AI? How do we embrace it?’”

Fascinating observation from Harry Morton (founder of Lower Street podcasting service) during his recent interview on the Tropical MBA podcast (ep 694).

My takeaways from the episode as it pertains to the PS business model:

Difficulty meeting diverse client needs due to a more rigid service offering.Limited creativity and innovation as a result of standardized deliverables.Potential vulnerability to AI-driven automation, impacting profitability and relevance.


What assets make up wealth?

This chart from Visual Capitalist sheds some light on what individuals in different net worth tiers view as assets.

What’s fascinating to me is the following:

The avg person with < $1M in net worth views their primary residence as an important wealth asset.

For those with $1M+ net worth, their primary residence becomes less & less important. They don’t view it as a key asset for building wealth. Real estate is in their portfolio but doesn’t play as big a role as most people (who aren’t millionaires) like to make out it is. 

Holding cash, investments, and shares in “business interests” (other companies) seems to be the way to go for those in the upper net worth tiers.  


How do you keep a stable revenue for your Notion templates (while keeping the full time job you love)?

1. Publish on the official @NotionHQ gallery
2. Be visible on the main marketplaces (best results from @NotionEverythng 💚)
3. Update your work regularly

— Mona | ManagerHacks 💯 (@simondela)
Apr 14, 2023

I “wrote” 2 tweets using GPT-4 yesterday.  It took me 30 minutes or more to get the content right.

Then, I wrote one “off the cuff” tweet all by myself yesterday.

The GPT-4 tweets flopped.  The tweet I wrote had 10x the engagement.

Personal tweets > AI Tweets.

— Spencer Haws (@nichepursuits)
Apr 13, 2023



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Own your mistakes. Taking responsibility for your mistakes is the first step toward learning from them. Acknowledge your errors, and use them as a springboard for growth and self-improvement. 

Anfernee Chansamooth

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